1. Introduction

Welcome to Golden Step Class. These Terms of Service ("Terms") govern your use of our website located at goldenstepclass.com (the "Service") and any related services provided by Golden Step Class.

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

2. Use of the Service

Golden Step Class grants you a non-transferable, non-exclusive, revocable, limited license to use and access the Service strictly in accordance with these Terms.

By using our Service, you agree not to:

• Use the Service in any way that violates any applicable national or international law or regulation
• Use the Service for any purpose that is unlawful or prohibited by these Terms
• Attempt to gain unauthorized access to any portion of the Service or any other systems or networks connected to the Service
• Harvest, collect, or gather user data without their consent
• Use the Service to transmit or exchange any material that contains viruses, trojan horses, worms, or any other harmful programs
• Modify, adapt, translate, or reverse engineer any portion of the Service
• Remove any copyright, trademark or other proprietary rights notices contained in or on the Service

3. Intellectual Property Rights

The Service and its original content, features, and functionality are and will remain the exclusive property of Golden Step Class and its licensors. The Service is protected by copyright, trademark, and other laws of both Kenya and foreign countries.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Golden Step Class.

4. User Content

Our Service may allow you to post, link, store, share and otherwise make available certain information, text, graphics, videos, or other material. By providing User Content to the Service, you grant us the right to use, modify, publicly perform, publicly display, reproduce, and distribute such content on and through the Service.

You agree that this license includes the right for us to make your User Content available to other users of the Service, who may also use your User Content subject to these Terms.

You represent and warrant that:

• You own the content or have the right to use it and grant us the rights and license as provided in these Terms
• The posting of your User Content on or through the Service does not violate the privacy rights, publicity rights, copyrights, contract rights or any other rights of any person

5. Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

6. Limitation of Liability

In no event shall Golden Step Class, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Service
• Any conduct or content of any third party on the Service
• Any content obtained from the Service
• Unauthorized access, use or alteration of your transmissions or content

7. Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.

8. Governing Law

These Terms shall be governed and construed in accordance with the laws of Kenya, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

9. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

10. Legal Disclaimer Regarding David Ndii

Please note that while our services focus on economic consulting and financial education in the spirit of David Ndii's expertise, Golden Step Class is not affiliated with, endorsed by, or officially connected with David Ndii personally. Any references to David Ndii's work, approach, or methodology are for informational purposes only.

David Ndii has not personally endorsed or approved the content, services, or products offered by Golden Step Class. Our business operates independently from Mr. Ndii and should not be construed as having a direct business relationship with him.

Any similarity in approach or subject matter expertise is coincidental or inspired by publicly available information about Mr. Ndii's professional work as an economist, columnist, and author.

11. Contact Us

If you have any questions about these Terms, please contact us at:

• Golden Step Class
• Riverside Drive, Westlands Office Park, Suite 302
• Nairobi, Kenya
• Email: [email protected]
• Phone: +254 723 481 967